You must be a professional music performer, composer/arranger, or educator in a specific time of need caused by an unexpected hardship (e.g. medical or dental situation, natural disaster, or certain housing crisis). You must have worked as a professional musician in the United States for five (5) or more years and currently reside in the U.S. You must have filed taxes as a musician for five (5) or more years and be able to provide a copy of a recently completed tax return.